West Santa Cruz Homes under $1 million

Welcome to West Santa Cruz, a hidden gem nestled in the heart of California's picturesque Santa Cruz County. This vibrant neighborhood offers an enchanting blend of coastal charm and laid-back living, making it an ideal place for families, young professionals, and retirees alike. With its proximity to stunning beaches, lush forests, and a lively downtown scene, West Santa Cruz is a community that truly has it all.

One of the most appealing aspects of West Santa Cruz is its diverse array of homes, many of which are available for under $1 million. Here, you can find charming bungalows, contemporary townhouses, and cozy cottages, each with its unique character and style. Whether you're seeking a peaceful retreat or a bustling family home, West Santa Cruz has options that cater to various tastes and budgets.

The neighborhood is renowned for its welcoming atmosphere and strong sense of community. Residents enjoy easy access to local parks, hiking trails, and the beautiful coastline, perfect for outdoor enthusiasts. West Santa Cruz is also home to a variety of shops, cafes, and restaurants, offering a delightful mix of culinary experiences. Families will appreciate the quality schools in the area, ensuring a bright future for children.

With its beautiful scenery, friendly neighbors, and affordable housing options, West Santa Cruz is not just a place to live—it's a lifestyle waiting to be embraced. Come explore this enchanting neighborhood and discover your dream home in West Santa Cruz today!

Newest West Santa Cruz Homes under $1 million

$995,000

2 Beds ⋅ 2 Baths ⋅ ML82063829 MLS

Experience the best of Santa Cruz coastal living in this impressive three-story home located in the highly sought-after Beach Hill neighborhood. Featuring a one-car garage and private balcony, this spacious residence offers beautiful ocean and Santa Cruz Beach Boardwalk views and an ideal setting for enjoying the area's vibrant coastal lifestyle. Just a few blocks from the Santa Cruz Beach Boardwalk and Santa Cruz Municipal Wharf, you'll have easy access to beaches, dining, entertainment, and waterfront attractions. The property is also adjacent to the San Lorenzo River and offers convenient access to the Santa Cruz Riverwalk, perfect for walking, biking, and enjoying the outdoors. Located less than four miles from UC Santa Cruz, this home combines a desirable residential setting with exceptional proximity to the university and the best of downtown and coastal Santa Cruz. A fantastic opportunity to own a home in one of Santa Cruz's most coveted neighborhoods with ocean views, Boardwalk views, and an unbeatable location.

412 Cliff ST, Santa Cruz

Listed by Bret Chernetsky, 831-809-8929 from Real Brokerage Technologies
(If provided) CoList: from

$895,000

3 Beds ⋅ 2 Baths ⋅ ML82063614 MLS

Rare Santa Cruz Opportunity: Expansive Lot on a Quiet Dead-End Street!!! Tucked at the end of a peaceful dead-end street, this rare 14,898 sq. ft. lot offers the kind of space and privacy that's hard to find in Santa Cruz. Enjoy a prime location just minutes from the beach and close to shopping, dining, and everyday conveniences. The existing 3-bedroom, 2-bath home offers 1,378 sq. ft. of living space and is in poor condition, making it an ideal canvas for a full rehab or a fresh start. Bring your vision: restore and reimagine the current home, or build the custom residence you've always wanted, with the potential to add an ADU for guests, family, or rental income (buyer to verify with the City/County). With room to spread out and endless possibilities, this is a rare chance to create something special in one of coastal California's most sought-after communities. Investors, builders, and dreamers, come see the potential!

426 Palm ST, Santa Cruz

Listed by Jim Guido, 408-472-2074 from eXp Realty of California Inc
(If provided) CoList: from

$195,000

1 Beds ⋅ 1 Baths ⋅ ML82059877 MLS ⋅ EL RIO MOBILE HOME PARK BLDG.

Own a share in this welcoming, all-age co-op community, ideally located within walking distance of downtown Santa Cruz! Situated on one of the park's larger lots, this approximately 1,600-square-foot space offers two parking spots and is considered one of the community's most desirable locations. A gate along the back fence provides convenient access to the Riverwalk and bike path. Mature perimeter landscaping includes roses, honeysuckle, and a loquat tree. The existing home is being sold strictly AS-IS and must be removed from the property after close of escrow; the price reflects this. Income restrictions apply, and park board approval is required for ownership. Many residents have proudly called this friendly community home for decades! 2026 income limits: One person: $122,200; Two people: $139,650 The 2026 co-op share buy-in is $4,613 and is refundable to the buyer upon a future sale. Property taxes are billed through the park and paid twice annually.

2120 N Pacific AVE 52, Santa Cruz

Listed by Steff Lutz, 831-345-8755 from Epique Realty
(If provided) CoList: from

$150,000

2 Beds ⋅ 2 Baths ⋅ ML82058264 MLS ⋅ DeAnza BLDG.

OCEAN VIEW without the exorbitant price tag. Get ready to be captivated off the deck from this incredible beachside location. DeAnza Park is coastal premier amongst senior 55+ community living. This spacious unit has an updated kitchen and flooring throughout. Baths have been partially updated and ready to welcome its new owner. New outdoor Trex deck wrap halfway around the home and the setback on both sides leave ample space between neighbors and creates opportunities to reimagine the space as you wish to use it. Lets make your ocean view home and live by the beach a reality right here!

2395 Delaware AVE 85, Santa Cruz

Listed by Malaka Thompson, 831-359-8870 from Serhant California Inc
(If provided) CoList: from

$325,000

2 Beds ⋅ 2 Baths ⋅ ML82058722 MLS ⋅ De Anza Mobile Home Park BLDG.

Amazing ocean views from this beautiful home situated above the beach! The views of the ocean and nearby beach make this a perfect place to relax with a book within minutes of the home. There is also a large new deck and a recently landscaped outdoor area to enjoy. This location is walking distance to the Clubhouse, year-round heated swimming pool, sauna, outdoor kitchen, and jacuzzi, all for your enjoyment as an owner in this amazing community! As you enter this home, you are greeted with lots of natural light and a spacious living room. The built-ins in the living room and dining area offer extra storage and a place to display your special pieces. The kitchen has quartz countertops and ocean-colored grey/blue cabinets. The stylish blue refrigerator is a special piece, too! Both bathrooms are remodeled, and there is a walk-in closet in the primary bedroom. The inside laundry room adds to everyday convenience. There is an attached room that is perfect for an office, hobby room, or possibly another sleeping area. Come check out this home. It's special!

2395 Delaware AVE 158, Santa Cruz

Listed by Jason Brunetti, 831-247-5158 from Coldwell Banker Realty
(If provided) CoList: Pamela Samuelson from Coldwell Banker Realty

$949,000

3 Beds ⋅ 2 Baths ⋅ ML82059731 MLS

Welcome to the Penthouse Suite of 2030 North Pacific! Originally designed and built for the developer, this unit is situated with incredible views of Santa Cruz and Pogonip. Enjoy no shared walls and no unit above, offering rare privacy and quiet. Freshly painted and outfitted with brand new flooring throughout, this home is polished and ready for its next owner. The open floor plan is filled with light from expansive surround windows, framing sweeping city views. A cozy fireplace and built-in audio system with a TV cabinet, complete with a mirrored slider to conceal the screen, complete the living space. Ample storage runs throughout, including a walk-in closet in each bedroom, a kitchen pantry, and in-unit laundry located in the bathroom. The third bedroom offers flexible use as a home office or guest room. HOA facilities include a swimming pool, hot tub, and gym. Enjoy the convenience of a private storage unit on the ground level and underground garage parking, all close to the BEST of Downtown Santa Cruz like Verve Coffee, Bookshop Santa Cruz, Trader Joes, New Leaf Market, multiple movie theaters, weekly farmers markets and MORE!

2030 N Pacific AVE 440, Santa Cruz

Listed by Sam Bird-Robinson, 831-515-8582 from Compass
(If provided) CoList: Nicola Versman from Compass

$695,000

2 Beds ⋅ 2 Baths ⋅ ML82059343 MLS ⋅ Roundtree HOA BLDG.

Upper Westside townhome well located at the base of UCSC. This 2 bedroom, 1 ½ bath home features updated kitchen, bathroom counters and cabinets, newer flooring, double pane windows, freshly painted interior, in-unit laundry, custom blinds and lighting. The large upstairs bedrooms have ample closet space and easy access to the full bathroom. The large living room has great flow to the private back patio. Assigned covered parking space and community pool are conveniently located close by. Westlake Elementary, University Terrace Park, Pogonip, Moore Creek Preserve and miles of world class hiking and mountain biking trails are nearby. Beaches, surfing and the Boardwalk are a straight shot down Bay Street. Come experience all that 120 Palo Verde Terrace has to offer.

120 Palo Verde TER, Santa Cruz

Listed by Peter Cook, 831-247-7211 from Lighthouse Realty
(If provided) CoList: from

$669,950

2 Beds ⋅ 2 Baths ⋅ ML82059380 MLS ⋅ Mariners Cove Community BLDG.

Take advantage of this amazing investment opportunity, now priced over $100,000 lower than the previous comparable sale just two months ago. Welcome to Mariner's Cove - your serene coastal retreat in a beautifully maintained gated community. Enjoy year-round luxury with a heated pool and spa set amidst meticulously manicured landscaping. This stunning first-floor end unit offers 2 spacious bedrooms and 2 full baths, boasting gorgeous views of the pool, spa, and garden. Perfectly located within walking distance to Depot Park, the iconic Santa Cruz Wharf, the vibrant boardwalk, the beach, and a variety of downtown restaurants. Experience the best of coastal living, whether as your full-time home or a relaxing weekend getaway. Don't miss this incredible opportunity to own a slice of paradise at Mariner's Cove!

228 Everson DR, Santa Cruz

Listed by Rigo Bracamontes, 408-667-6080 from Intero R E Services
(If provided) CoList: from

$825,000

3 Beds ⋅ 2 Baths ⋅ ML82059169 MLS

Rarely available and remodeled tip to toe, this three-bedroom Roundtree condo brings together move-in-ready updates, everyday comfort, and one of Santa Cruzs most convenient Westside locations. Inside, the home has been thoughtfully remodeled throughout with all-new dual-pane windows and slider, fresh paint, new flooring, new bathroom vanities, fixtures and lighting, and a bright kitchen finished with quartz countertops. The setting makes everyday life easy. Spend warm afternoons by the community pool, take in ocean views from the crest, or head out for a quick walk to Meder Street Park. Just a quarter mile from the UCSC entrance, the location is especially convenient for students, faculty, staff, or anyone who wants quick access to the Westside. Westlake Elementary, bus lines, local shopping, dining, trails, and the coast are all close by. Fresh, functional, and fully remodeled, this home offers a rare three-bedroom opportunity with significant upgrades already completed, including the all-new dual-pane windows, in a location that keeps the best of Santa Cruz within easy reach.

169 Palo Verde TER, Santa Cruz

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: David Morrell from eXp Realty of California Inc

$475,000

1 Beds ⋅ 1 Baths ⋅ ML82058931 MLS

Lovely second-floor 1-bedroom, 1-bathroom, approximately 600-square-foot condo conveniently located near Downtown Santa Cruz. The condo features a beautifully updated, remodeled bathroom with a new tub/shower, vanity, and flooring. The interior has been freshly painted throughout. The galley-style kitchen features a convenient pass-through to the dining area, creating a more open and inviting space. The living room includes a sliding glass door that opens to a private balcony/patio, providing a wonderful indoor/outdoor living space. The spacious bedroom offers plenty of natural light and a good-sized closet. The hallway includes a convenient linen closet and additional storage. Washer and dryer hookups for a stackable unit are conveniently located next to the bathroom. The unit is located in a secure, gated complex and includes an assigned carport with overhead storage. Enjoy a super-convenient location within walking distance of Downtown Santa Cruz, just a few miles from the beach and UCSC, with easy access to Highways 1 and 17. Ready for move-in!

250 River ST 420, Santa Cruz

Listed by Phillip Frandler, 831-464-5042 from CIFPM Inc
(If provided) CoList: from

$725,000

2 Beds ⋅ 2 Baths ⋅ ML82058189 MLS ⋅ Baywood at Northshore BLDG.

Light & bright 2 bedroom / 2 bath ground floor condo features a spacious open floorplan, sleek white counters, stainless appliances, dusty blue cabinets, contemporary fixtures, cove molding, a shared garage, washer and dryer are in the unit in a laundry closet that has lots of storage, two hall closets and two full primary bedroom closets! Easy care floors. The garage is attached and can be accessed from the doorway in the unit. Also just a few blocks to bus line to UCSC. Easy commute location too. Situated close to Natural Bridges & north coast beaches, pump track and trails to Wilder Ranch, Swift Street Commons, New Leaf, wineries, great restaurants, farmers market, shopping & UCSC. If you would like to live in a lovely, contemporary space in a convenient Santa Cruz location, look no further...you've found it! SEAS the day!

41 Grandview ST 1203, Santa Cruz

Listed by Michele Replogle, 831-818-7372 from Compass
(If provided) CoList: from

$629,000

1 Beds ⋅ 1 Baths ⋅ ML82058049 MLS

Enjoy the convenience of coastal living in this well-located condominium, just minutes from the wharf, beaches, West Cliff, downtown, Depot Park, Neary Lagoon, shopping, dining, and public transportation. The nearby coastline adds to the appeal, with the sounds of sea lions occasionally carrying through the neighborhood. The gated community offers privacy and security, along with well-maintained grounds, a community pool, and ample guest parking. Inside and out, this home offers comfortable spaces designed for everyday living. A private, shaded patio provides an inviting extension of the living space perfect for morning coffee, outdoor dining, relaxing, or enjoying some fresh coastal air. With its convenient location, community amenities, and easy access to Santa Cruz's beaches, parks, downtown, and transportation, this condominium is an excellent opportunity to enjoy the best of the area.

124 Everson DR, Santa Cruz

Listed by Christelle Fallstrom, 805-453-7603 from David Lyng Real Estate
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.