Live Oak Homes under $1 million

Welcome to the enchanting neighborhood of Live Oak, nestled in the picturesque city of Santa Cruz, California. This charming coastal community offers a unique blend of serene living and vibrant local culture, making it an ideal place to call home. Live Oak is known for its beautiful tree-lined streets, friendly atmosphere, and proximity to stunning beaches, providing residents with a perfect balance of relaxation and recreation.

One of the highlights of living in Live Oak is the affordability of homes in the area, with many properties available for under $1 million. This makes it an attractive option for first-time homebuyers, families, and anyone looking to invest in a slice of Santa Cruz paradise without breaking the bank. Whether you're searching for a cozy bungalow, a spacious family home, or a charming cottage, Live Oak offers a variety of architectural styles that cater to diverse tastes and budgets.

The neighborhood is also conveniently located near local amenities, including grocery stores, charming boutiques, and delightful eateries, allowing residents to enjoy easy access to everything they need. Outdoor enthusiasts will appreciate the close proximity to scenic parks and the breathtaking coastline, perfect for hiking, biking, and soaking up the sun.

With its welcoming community spirit, affordable housing options, and a stunning natural backdrop, Live Oak is a hidden gem in Santa Cruz. Come explore this vibrant neighborhood and discover the perfect place to create lasting memories in your new home!

Newest Live Oak Homes under $1 million

$899,000

2 Beds ⋅ 3 Baths ⋅ ML82064471 MLS

Ideally located near Pleasure Point and the best of East Santa Cruz, this home has been completely remodeled and features engineered hardwood flooring, premium GE Café appliances and designer finishes throughout. Beyond the front door, embrace a lifestyle shaped by the ocean and the surrounding community. Catch a morning surf at Pleasure Point, rinse off under the outdoor shower after a day in the waves, or explore the local shops, cafés, and restaurants along 41st Avenue. Just around the corner from New Leaf Market, In-Shape Fitness, and all the attractions of lower 41st Ave like Cat and Cloud Coffee, Penny Ice Creamery, and more! With no detail overlooked and centrally located, this special home offers a rare opportunity to experience the relaxed, vibrant lifestyle that makes the Eastside of Santa Cruz so special and one of the best places to live!

3839 Brommer ST, Santa Cruz

Listed by Sam Bird-Robinson, 831-515-8582 from Compass
(If provided) CoList: Charlie Lambert from Compass

$728,888

3 Beds ⋅ 2 Baths ⋅ ML82064408 MLS ⋅ El Dorado Commons BLDG.

Welcome to 1200 Capitola Road, Unit 27, where the best of Santa Cruz coastal living meets everyday convenience! Beautifully situated as a desirable corner unit with only one shared wall, this inviting three-bedroom, one-and-a-half-bath home offers comfort, flexibility, and location. One of the home's standout features is its generously sized laundry room, providing space for storage and everyday organization. With three bedrooms, there is room to create a home office, welcome guests, or enjoy the flexibility of a thoughtfully designed home. Step outside and discover why this Live Oak location is so special! Just minutes from the Santa Cruz Yacht Harbor, Twin Lakes Beach, Pleasure Point, and charming Capitola Village, you'll find endless opportunities to enjoy the coastal lifestyle. Morning coffee, beach sunsets, scenic bike rides, neighborhood parks, local farmers markets, and wonderful dining are all part of the experience. Located near shopping, schools, neighborhood amenities, and Highway 1 access, this is the perfect balance of coastal charm and everyday practicality. Whether you're searching for your first home, a coastal retreat, or simply a place to enjoy everything Santa Cruz has to offer, Unit 27 is an opportunity to make the lifestyle you've been dreaming of your own!

1200 Capitola RD 27, Santa Cruz

Listed by Janie Hanson Team, 831-345-7921 from KW Thrive Santa Cruz
(If provided) CoList: from

$609,000

2 Beds ⋅ 2 Baths ⋅ ML82063582 MLS ⋅ Eastbrook Court HOA BLDG.

A rare opportunity to own an upstairs 2 bedrooms 1.5 baths condo. The condo retains its original character throughout, original flooring, windows, and fixtures giving the next owner a chance to renovate to their own taste. Laminate flooring in kitchen. The condo end unit is Located in the back of a small complex. Sunny front, and back decks. Close to the Santa Cruz Metro bus line, Jose Avenue Park, Santa Cruz Upper Harbor, Crow Next, Simpkins Swim Center, and weekly Farmers Market and shopping centers.

1725 Eastbrook CT, Santa Cruz

Listed by Steve Sugidono, 831-818-2664 from Sherman & Boone Realtors
(If provided) CoList: from

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$501,900

4 Beds ⋅ 2 Baths ⋅ ML82060007 MLS

Opportunity to purchase a 4-bedroom, 1.5-bathroom Measure J home in Santa Cruz County. This home is subject to the County of Santa Cruz Measure J Affordable Housing Program and its eligibility, income, asset, occupancy, and resale requirements. Please review the County's Buyer Eligibility Criteria and program guidelines carefully.

Address not disclosed, Santa Cruz

Listed by Nick Torres, 831-435-9949 from Sherman & Boone Realtors
(If provided) CoList: from

$830,000

2 Beds ⋅ 2 Baths ⋅ ML82061619 MLS ⋅ Hidden Terrace HOA BLDG.

Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

1519 Hidden Terrace CT, Santa Cruz

Listed by Brezsny Associates, 831-400-7386 from Christie's International Real Estate Sereno
(If provided) CoList: from

$265,000

1 Beds ⋅ 1 Baths ⋅ ML82061465 MLS ⋅ Opal Cliffs Mobile Home Park BLDG.

The Ultimate Beachside Retreat at Pleasure Point. Looking for an incredible coastal escape where you can walk to the surf and fall asleep to the sound of crashing waves? This beautifully updated 1 bedroom-plus home in Pleasure Point offers the quintessential Santa Cruz lifestyle! Exterior Highlights Unbeatable Location: Just two blocks to the beach and world-renowned surf breaks at Pleasure Point. Convenient & Walkable: Easy bike ride to New Leaf Community Markets, Whole Foods, local taquerias, and neighborhood dining. Exterior Upgrades: Newly installed and painted HardiePlank® siding with modern corrugated stainless-steel skirting, new double-pane windows with custom cedar trim, aluminum awnings, and a brand-new front deck perfect for morning coffee.Private Outdoor Space: Enclosed by flagstone pavers and lush bamboo for complete privacy. Interior Charm & Modern Systems Rustic Coastal Vibe: Features fresh paint throughout, classic antique Redwood doors, Redwood china cabinets, built-in Birchwood bar with a brass rail, and excellent built-in storage. Restored claw-foot bathtub with built-in Redwood shelving. Fully updated electrical and plumbing, plus a gas heater (under 10 years old) to warm up fast after a surf session. Turnkey & Passed recent home inspection with no issues.

890 38th AVE 19, Santa Cruz

Listed by MJ Stearns, 831-531-5074 from eXp Realty of California Inc
(If provided) CoList: Jesse Lopez from eXp Realty of California Inc

$382,000

2 Beds ⋅ 1 Baths ⋅ ML82061378 MLS ⋅ Snug Harbor BLDG.

Welcome to your sweet coastal retreat! Wake up to the fresh ocean air, and enjoy your morning beverage at home or overlooking the sparkling Pacific ocean. This cozy and bright manufactured home with an updated kitchen, all new appliances including Electrolux laundry system, and newly appointed bathroom is perfectly located in the vibrant Live Oak/East Cliff neighborhood. Just a five minute walk from world class surf spots on East Cliff Drive, it is the ideal location for surfing, strolling or biking to coffee, the Farmer's Market, shopping, eateries, going to the movies, meeting up with friends, walking your dog, or hanging out at the beach, among other things. Entertain on your spacious and private garden patio, after a fun filled day of activities. If you like to garden, there are mature plants to tend, as well as room to grow what you love. There are two off street parking spaces as well as two outbuildings to house your garden tools and art supplies, as well as your outdoor toys. Make sure to check out this awesome opportunity to own a piece of the Central Coast lifestyle, and enjoy all that Santa Cruz beach life has to offer just outside the door of your sweet coastal retreat.

740 30th AVE 115, Santa Cruz

Listed by Danette Lawrence, 831-222-0501 from Bailey Properties
(If provided) CoList: from

$699,950

2 Beds ⋅ 2 Baths ⋅ ML82060085 MLS ⋅ Villa Santa Cruz BLDG.

Welcome to this beautifully updated home in the desirable Villa Santa Cruz community. Offering over 1,800 square feet of living space, this 2-bedroom, 2-bathroom home feels anything but "manufactured" with soaring vaulted ceilings, an open-concept layout, and abundant natural light throughout. Step inside to a dramatic great room where the vaulted ceiling creates an airy, spacious feel. A striking floor-to-ceiling stone gas burning fireplace anchors the living area, flanked by custom built-in shelving and cabinetry perfect for books, storage, or displaying collectibles. Wide-plank luxury vinyl flooring flows seamlessly throughout the main living spaces. The kitchen is a chef's delight, featuring rich granite countertops, an abundance of white cabinetry, a gas cooktop, and a skylight that fills the space with natural light. A breakfast bar with seating for two overlooks the great room, making it easy to entertain while cooking. French doors off the living room open onto a generous deck, an ideal spot for morning coffee or reading a book and relaxing. There are several bookcases for those with many treasured books too.

2435 Felt 58, Santa Cruz

Listed by Gregg Camp, 831-818-7524 from Property In Santa Cruz
(If provided) CoList: from

$935,000

2 Beds ⋅ 2 Baths ⋅ ML82060821 MLS ⋅ Harbor Cove BLDG.

Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

574 Spinnaker CT, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.