Santa Cruz County Homes under $1 million

Our website features the best real estate search for homes, condos, land and foreclosure properties available in Santa Cruz County and surrounding areas. It is the only site you will ever need! It is easy-to-use and updated by the official Realtor®’s database every 15 minutes.

You can save searches, and get daily email alerts of new listings, price changes, sold data, and market reports. Our Interactive Map Search allows you to view properties on a map or refine your search by drawing the boundaries around the area you desire.

Curious about what’s happening in your neighborhood? You can create a custom market report to see what’s active, under contract, and sold in your neighborhood!

Considering selling or refinancing your home? Get an INSTANT property valuation now!

Newest Santa Cruz County Homes under $1 million

$999,000

4 Beds ⋅ 3 Baths ⋅ ML82065488 MLS

The Redwoods are calling you. This 4 bed / 3 bath / 2300 sq ft / 2 story home sits on nearly two acres, with a river at the bottom end of the lot. A very peaceful and charming home with tons of outdoor space to relax in. There are three deck areas attached to the house PLUS two more decks in the surrounding forest. Just below the huge, partially covered, upper outside deck there is a Barrel Sauna. Truly a beautiful forest retreat. Located on a private road just off Hwy 9, there is no thru traffic. There is a bed and bath combo on the first floor, a Master Bed and Bath on the second floor and a third full bath in the upstairs hall. Lots of recent improvements, including: new flooring throughout, most of the interior painted, deck boards replaced and stained. There is a perfectly located Wood Stove that heats the entire house and a lot of fire wood. Located about 5 miles north of Boulder Creek, it is about a 35 minute drive to Silicon Valley and about the same to Santa Cruz. The adjacent property is 350 acres owned by the Buddhist Church. The washer and drier are included as part of the purchase.

325 Mcgaffigan Mill RD, Boulder Creek

Listed by Tom Rigdon, 408-710-4226 from Thomas Rigdon, Broker
(If provided) CoList: from

$999,500

2 Beds ⋅ 2 Baths ⋅ ML82065459 MLS

A distinctive corner unit within Seascape Resort, this spacious 2-bedroom, 2-bath retreat offers approximately 1,300 sq. ft., abundant natural light and ocean views from both the main living area and upstairs primary suite. The thoughtfully designed two-level floor plan features a full kitchen, dining area, living room with fireplace, guest bedroom and bath on the main level, plus two private balconies. Upstairs, the primary suite enjoys added privacy, a vaulted ceiling and ocean view. Owners may enjoy up to 90 days of personal use each year, with the convenience of Seascape Resorts on-site rental management program for the remainder. Conveniently located near the path to the beach, resort pools and other amenities. Enjoy miles of sandy beach, fresh ocean air and sunsets, with Seascape Village shops, restaurants and Seascape Sports Club just across the street, and Seascape Golf Club nearby.

2 Seascape Resort DR, Aptos

Listed by Steve Byrd, 831-251-1985 from Sotheby's International Realty
(If provided) CoList: from

$940,000

2 Beds ⋅ 3 Baths ⋅ ML82065370 MLS ⋅ Ocean View Homeowners Assoc. BLDG.

If you want the space and comfort of a home with the ease of condo living, this two-story Seabright retreat gives you both, along with privacy, amenities, and the ocean close by. Set within the gated Ocean View complex, the home offers controlled access and a peaceful setting surrounded by trees. The main level is open and inviting with a spacious living room centered around a fireplace, a dedicated dining area, and a generous kitchen with an island and abundant cabinetry. Arched openings add character while natural light and leafy views create a calm, comfortable atmosphere. Upstairs, two en-suite bedrooms provide separation from the main living spaces, and the primary opens to its own balcony. A nook at the top of the stairs creates an ideal space for reading, working from home, or adding extra storage. Two and a half bathrooms and a dedicated indoor laundry room make the layout especially practical. The community includes an indoor pool, hot tub, racquetball court, and landscaped grounds. With a park next door, the ocean just minutes away, and Seabrights shops, restaurants, beaches, and harbor nearby, this home makes it easy to enjoy the best of Santa Cruz. For the buyer who wants generous space, added privacy, and a relaxed coastal lifestyle, this one brings it all together.

75 S Branciforte AVE, Santa Cruz

Listed by Strock Team, 831-688-9800 from eXp Realty of California Inc
(If provided) CoList: Rachel Graham from eXp Realty of California Inc

$749,000

2 Beds ⋅ 1 Baths ⋅ ML82065255 MLS

Welcome to this inviting Watsonville home, where character and thoughtful updates come together with everyday convenience. Warm wood flooring, light-filled living spaces, and a welcoming neutral palette create a comfortable setting throughout. The living room offers a relaxed gathering space with room to unwind, while the kitchen features white cabinetry, stainless steel appliances, a decorative tile backsplash, and a contrasting countertop. The updated bathroom pairs a modern vanity with striking geometric floor tile and a glass-enclosed tub and shower. Additional highlights include a dedicated laundry area, separate mud room, versatile interior spaces, and a distinctive enclosed catio for feline enjoyment. Located in Watsonville's Martinelli area, the home offers convenient access to neighborhood grocery stores, local cafés and restaurants, and downtown amenities. Enjoy the blend of established neighborhood character, everyday accessibility, and the many outdoor recreation opportunities found throughout the greater Watsonville area.

633 Oregon ST, Watsonville

Listed by Beth Webster, 650-279-3303 from Christie's International Real Estate Sereno
(If provided) CoList: from

$850,000

2 Beds ⋅ 2 Baths ⋅ ML82065165 MLS

This thoughtfully designed 2 bed, 2 bath home puts West Cliff within easy reach, with surfing, bike rides, and beach days close by. Downtown Santa Cruz is nearby too, offering restaurants, shops, and nightlife, and the home sits along the bus route for added convenience. Inside, numerous windows and sliding glass doors fill the space with natural light, creating a bright, open feel and making smart use of the layout. The primary bedroom includes an en suite bathroom, and an in-unit washer and dryer keep laundry simple. Two balconies offer room for dining al fresco or tending a container garden. Parking is easy with an attached garage plus a dedicated parking space.

208 Bay ST H, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$889,000

2 Beds ⋅ 2 Baths ⋅ ML82065157 MLS

Located in the heart of Seabright, one of Santa Cruz's most desirable neighborhoods, this well maintained townhome offers a fantastic location and is move in ready. Built in 1996 and situated in a small complex, the home features fresh interior paint, new vinyl plank flooring & carpet, freshly painted kitchen cabinets & a new dishwasher. The spacious top floor primary suite is a standout, with high ceilings, multiple closets, and plenty of natural light. Additional highlights include an attached two car garage and a private back patio. Just around the corner from Staff of Life Market and close to local favorites like Lillian's & Akira, the Rio Theatre, and all that Seabright has to offer. A great opportunity to enjoy one of Santa Cruz's best neighborhoods and easy, low maintenance living!

115 Library LN, Santa Cruz

Listed by Jessica Wallace, 831-419-9345 from Coldwell Banker Realty
(If provided) CoList: from

$975,000

3 Beds ⋅ 3 Baths ⋅ ML82064878 MLS

Tucked away on a quiet cul-de-sac in Scotts Valley's Woodhill Village, this 3-bedroom, 2.5-bath home offers a spacious, comfortable floor plan designed for everyday living. The open kitchen and family room create a natural gathering place, whether you're preparing dinner, entertaining friends, or relaxing by the fireplace. A separate living room offers additional space to spread out, while all three generously sized bedrooms are conveniently located on the same floor. Outside, a private backyard patio provides a peaceful spot for morning coffee or outdoor dining. Central air conditioning keeps things comfortable on warmer days, while a two-car garage with additional parking adds everyday convenience. Centrally located near Scotts Valley's parks, schools, shopping, and dining, this home offers the space, flexibility, and location to enjoy all that Scotts Valley has to offer.

113 Woodhill DR, Scotts Valley

Listed by Kalani Stone, 831-252-2270 from KW Thrive Santa Cruz
(If provided) CoList: from

$509,000

2 Beds ⋅ 1 Baths ⋅ ML82065075 MLS ⋅ Bay Village BLDG.

EXCEPTIONAL VALUE RETIREMENT OPPORTUNITY OR INVESTMENT PROPERTY! Priced below comparable properties, this 852 sq. ft. single-story, detached home offers two bedrooms and one bath in a 55+ adult community. Features include laminate and tile flooring, gas central forced-air heating, and an attached one-car garage with laundry hookups and extra storage, plus off-street parking. Enjoy a private, landscaped yard with a variety of fruit treesperfect for gardening enthusiasts. Stucco exterior. Conveniently located east of Watsonville, near schools, shopping, and the beach.

559 Bridge ST, Watsonville

Listed by Yi Cui, 831-818-1086 from CENTURY 21 Masters
(If provided) CoList: from

$695,000

2 Beds ⋅ 1 Baths ⋅ ML82065068 MLS ⋅ Forest Lakes Municipal Water Co. BLDG.

I found what to give your partner for the holidays....... this amazing house. Picture this: its Saturday morning. The coffee is brewing in a kitchen where every appliance is brand new, the sun is pouring in, and your to-do list is blissfully empty, because the sellers already did it. This one-level Felton home has been refreshed from the inside out and is ready for your first night. At 864 sq ft, the layout is easy and comfortable: two bedrooms, one bath, and zero stairs. Theres no wasted space and no long walks to the other end of the house. Everything is right where you want it. Step outside, and theres room to breathe. The sunny, relatively flat lot of almost half an acre gives you space for the cars, the boat, the RV, the toys, and the friends who always show up with one more vehicle. The clean garage is ready for projects, tools, or the gear that never quite fits anywhere else. When summer arrives, you'll have Forest Lakes community swimming area access just down the road, a nice reward for a day well spent. Municipal water service keeps things simple, and as part of a Firewise community, you may qualify for homeowner insurance discounts. Updated, easy, and ready for whatever you're planning next. Come see it and imagine your first Saturday morning here.

1899 Sleepy Hollow LN, Felton

Listed by Liz Foster, 831-345-6476 from David Lyng Real Estate
(If provided) CoList: from

$849,000

3 Beds ⋅ 2 Baths ⋅ ML82062586 MLS

Tucked away on a half-acre lot, this 3-bedroom, 2-bath home offers privacy and space close to downtown Boulder Creek and the San Lorenzo River. The open floor plan features hardwood floors, a gas fireplace, and a primary bedroom with a private balcony. Outside, enjoy established fruit trees, a welcoming front porch, fire pit, outdoor cooking area, and plenty of room to garden. A versatile outbuilding provides additional space, while the large paved driveway offers room for an RV or boat. Equipped with a Tesla Powerwall, this home is ready for your personal touches with a little TLC. Creative financing options available.

12465 Lorenzo AVE, Boulder Creek

Listed by Guy Giuffre, 831-566-5430 from Compass
(If provided) CoList: from

$749,999

2 Beds ⋅ 1 Baths ⋅ ML82060271 MLS

Tucked into Fall Creek, one of Felton's most sought-after neighborhoods, this charming single-level home delivers a rare combination of privacy & walkability. Step inside to vaulted, open-beam ceilings & a family room off the kitchen draped in atrium-like windows, where the trees & filtered light become part of the room. Morning coffee here feels like sitting in the forest, & on cool evenings, the living room wood burning stove becomes the coziest spot in the house to curl up with a book or gather with friends. Out back, decking extends the living space outdoors & a separate-entrance flex space under the home, with plumbing, adds room for a studio, home office, gear or storage. Leave the car parked. Easy stroll to SLV schools, parks, pump track & downtown Felton w/ local restaurants, cafes, shops, grocery stores & a seasonal farmers' market, all within short walking distances. For anyone who loves the outdoors, the Fall Creek Unit of Henry Cowell Redwoods State Park is practically in your backyard. Trailheads lead to miles of pristine hiking and equestrian trails winding along Fall Creek beneath the redwoods. Bike to nearby Mountain Biking Trails. A peaceful retreat with real walkability & charm to spare, in one of the Santa Cruz Mountains prime locations. You'll love it here!

484 Fall Creek TER, Felton

Listed by Shari Lynn Silva, 831-295-2880 from eXp Realty of California Inc
(If provided) CoList: from

$699,000

2 Beds ⋅ 2 Baths ⋅ ML82064941 MLS ⋅ Montevalle BLDG.

Located in Montevalle, this 2-bedroom, 2-bathroom home offers a total of 1,440 square feet of living space. Stunning lakeside and mountain views from inside and from the wrap around deck. The kitchen features an electric cooktop, built-in oven, microwave, refrigerator, and island, providing a functional cooking area. Flooring throughout the home includes carpet and vinyl/linoleum surfaces. The layout includes a large primary bedroom and a separate family room, along with a dining area and breakfast bar. Bathrooms include a walk-in tub with jets and a separate stall shower. Additional features include a large backyard, large storage/ shop area, central forced air gas heating and central air conditioning for climate control. A washer and dryer are included for laundry convenience. Skylights add natural light to the interior.

552 Bean Creek RD 55, Scotts Valley

Listed by Kim Turley, 831-818-6367 from Tri-County Real Estate Associates Inc
(If provided) CoList: from

Start Your Search

The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

Santa Cruz County Homes under $1 million

Newest Santa Cruz County Homes under $1 million

How much is your home worth?

How much is your home worth?