Santa Cruz Homes under $1 million

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Newest Santa Cruz Homes under $1 million

$352,000

2 Beds ⋅ 2 Baths ⋅ ML82063143 MLS ⋅ ShangriLa BLDG.

This could be your beach house. With some of your special touches, you could have a delightful home near our beautiful coast. Bright and open living and dining areas. There is a private, shaded porch and a sunny yard. Room to do some gardening. The primary bedroom has a large walk in closet. You have two full bathrooms and a laundry room. Shangri La is a 62+ park. Located close to all the amenities you find on 41st Avenue. Only a few blocks to Pleasure Point for the sunset. Bring your creative style to this sweet home.

1040 38th AVE 43, Santa Cruz

Listed by Shelley Patton, 831-818-3771 from Coldwell Banker Realty
(If provided) CoList: from

$688,000

1 Beds ⋅ 1 Baths ⋅ ML82063024 MLS ⋅ Frederick Street Commons BLDG.

Some homes make everyday life easy, and this Seabright condo is one of them. Tucked away on the upper floor with elevator access, it offers light-filled, single-level living, soaring ceilings, an open layout, and distant views toward the Harbor that make mornings feel a little brighter. The floor plan is what makes this home especially practical: a spacious bedroom plus a true second room that's ready to become a home office, guest room, workout space, or creative retreat. Hardwood floors, a gas fireplace, and a generous private balcony create comfortable spaces to unwind after a day at the beach or around town. The kitchen keeps things simple with granite slab countertops, stainless steel appliances, a new refrigerator and gas range, and plenty of room to cook without feeling crowded. The secure building includes a locked lobby, gated parking, private and bike storage, plus shared spaces like a bocce court, fire pit, garden courtyard, and gathering room. From here, it's easy to leave the car behind. Walk to Akira Sushi, Staff of Life, Lillian's, the Rio Theatre, Santa Cruz Harbor, Arana Gulch trails, and nearby beaches. It's the kind of place that quietly fits into your routine and makes Seabright easy to enjoy.

708 Frederick ST 309, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

$899,500

1 Beds ⋅ 1 Baths ⋅ ML82063078 MLS

Eastside Cottage With Room To Grow! This sweet 1Bd. 1Ba. will surprise you! It is bright, updated, and feels very open. It is at the forefront of the lot so there is a long driveway to the detached one- car garage, and big open space in the back of the lot. The lot backs up to alley access. Maybe add another home in the back, and make the cottage an ADU? Or add on to this charming cottage, and build a large garage in the back? Maybe you always wanted a sunny open lot to plant those fruit trees? The convenient location offers quick access for commuting, or head to downtown for the live music, eateries, and shopping. Come explore and see what you think!

125 Lee ST, Santa Cruz

Listed by Caren Spencer, 831-251-1112 from Compass
(If provided) CoList: from

$399,000

1 Beds ⋅ 1 Baths ⋅ ML82062964 MLS ⋅ Frederick Street Commons BLDG.

City of Santa Cruz Measure O Unit! First time on market! This original owner has enjoyed living in this unit! Who will be the lucky one who gets to live here next? Seller said Sell it!! Listed lower than the county price of $442,362. So, at $399,000 list price you get built in equity when you purchase! Yes, there are income limits. What an opportunity to live in East Side Santa Cruz in a 2015 building with secure parking and locked front entrance and lobby. It's walkable to the yacht harbor, shops, restaurants and more! Once inside there is a spacious lobby with access to a community room, elevator, stairs and locking mailboxes! This unit is on the second floor! It lives like a 1 bedroom with large closet plus an additional room for office/craft room or even a second bedroom (it does not have a closet). Open kitchen, Living and Dining feels spacious! The electric fireplace is quick to provide a cozy feeling. And you have your own stacking in unit laundry! While your laundry in spinning, relax on your outdoor patio with a view of bocci ball court and outdoor firepit area. Or enjoy the birds and flowers! 1 person max income $96,050 2 person max income $109,750.

708 Frederick ST 205, Santa Cruz

Listed by Judy Brose, 831-234-9908 from CENTURY 21 Masters
(If provided) CoList: from

$850,000

2 Beds ⋅ 3 Baths ⋅ ML82062230 MLS ⋅ Redwood Village Estates BLDG.

Light, bright 2009 Redwood Village townhome with two ensuite bedrooms and the largest private backyard on the block. Approximately 1,198 square feet in a low maintenance community just off Ocean Street, with easy access to downtown dining, the Santa Cruz Beach Boardwalk, Main Beach and Cowell Beach, and Monterey Bay. The open main level features high ceilings and a dining area that flows into the living room. The kitchen is set up for everyday cooking with Formica counters, a gas range, dishwasher, microwave, and refrigerator. A half bath is downstairs. Upstairs, both bedrooms are true ensuite suites with walk-in closets, plus upper-floor laundry. Flooring is a practical mix of carpet and vinyl/linoleum. Forced-air heat, dual-flush toilets, and other energy-saving features keep it efficient. Single-car garage. What sets this home apart is the outdoor space: a large backyard left as a blank slate for a patio, garden, or weekend hangout. Ocean Street provides a straightforward route to Highway 17 for the commute over the hill to San Jose, Silicon Valley, and the Peninsulathen home to Santa Cruz restaurants, the Boardwalk, top beaches, and Monterey Bay. Same easy floor plan the market already knows: two ensuite bedrooms, 2.5 baths, bigger yard, great commute.

133 Kennan ST A, Santa Cruz

Listed by Kelly Mechem, 831-334-7707 from Bailey Properties
(If provided) CoList: Robert Bailey from Bailey Properties

$360,000

2 Beds ⋅ 1 Baths ⋅ ML82061885 MLS

This 2-bedroom, 1-bathroom home is located in Santa Cruz within the Live Oak Elementary school district. The residence offers approximately 480 square feet of living space, featuring central forced air heating and no cooling system. The kitchen includes an eat-in dining area, providing a practical space for meals. There is no separate family room in the layout. This property presents a straightforward and functional living environment in Santa Cruz, suited for those seeking a compact home in the Live Oak Elementary district.

2546 Capitola RD 62, Santa Cruz

Listed by Jesse E Reyes, 831-707-8067 from CENTURY 21 Masters
(If provided) CoList: from

$975,000

3 Beds ⋅ 3 Baths ⋅ ML82062633 MLS ⋅ Brookside Glen HOA BLDG.

Townhome convenience w/a single-family feel! Although part of a PUD community, this spacious 1,675-sq ft home lives much more like a single-family residence. Generous interior proportions, 2-car gar, outdoor spaces & no rear neighbors, create a greater sense of space. Size, comfort, convenience & low-maintenance living in a well-maintained community. Upgraded w/hardwood floors, recessed lighting, well-equipped kitchen w/granite counters. Spacious living w/dramatic high ceilings & wide wood framed glass door leads to your private deck, overlooking the tree studded skyline & open space w/walking trails. Upstairs boasts 3 ample size bdrms, including a generous primary suite w/large walk-in closet w/organizers, dual sink vanity & tiled stall shower. Addt' bdrms have full bathroom w/shower over tub. The att garage provides convenient parking, laundry, & storage. Stoney Creek provides an abundance of guest parking, well maintained grounds & walking trails. This tree lined enclave feels like country yet is remarkably close to the heart of downtown Santa Cruz. Located near schools, parks, DeLaveaga Golf & Disc courses, + easy commute locale. Gr8 opportunity to enjoy a comfortable, low maintenance home w/the rare mix of peaceful, wooded surroundings & exceptional in-town convenience.

119 Stoney Creek RD, Santa Cruz

Listed by Sheila Feddema, 831-254-5088 from Sherman & Boone Realtors
(If provided) CoList: Sheila Giblin from Sherman & Boone Realtors

$449,000

2 Beds ⋅ 2 Baths ⋅ ML82062531 MLS ⋅ Homestead Park BLDG.

Located in the heart of Live Oak sits an amazing community within walking distance to all the amenities. As you arrive you notice the end unit location and all- day sun that gleams through the double pane windows. Interior amenities include open kitchen concept with ample counter space, white cabinets, gas range, pantry, and skylight. Open floor plan, large living room, interior laundry, bathrooms with white tile. Exterior has ample parking, porch to relax plus fenced yard to garden. This is the perfect place to call home and enjoy the Santa Cruz Lifestyle.

2355 Brommer ST 38, Santa Cruz

Listed by 2 Guys in Real Estate, 831-750-9795 from Epique Realty
(If provided) CoList: from

$980,000

2 Beds ⋅ 1 Baths ⋅ ML82062182 MLS

Charming coastal home just minutes from the beach, offering quintessential Santa Cruz living with an inviting front porch, beautiful curb appeal, and mature landscaping. Ideally located near the iconic Santa Cruz Beach Boardwalk, world-renowned surf breaks, local restaurants, neighborhood markets, and outdoor recreation, with convenient access to major commute routes to Silicon Valley. The property features a 2-bedroom, 1-bath main home plus a detached bonus flex space with a bathroom and kitchenette perfect for a home office, yoga studio, art room, or creative workspace. Outside, enjoy a private, established garden filled with avocado, apple, and lemon trees, along with a vegetable garden. Ample off-street parking provides room for multiple vehicles, RV or boat.

316 Broadway, Santa Cruz

Listed by The Madani Team, 831-234-6683 from Room Real Estate
(If provided) CoList: from

$799,000

2 Beds ⋅ 3 Baths ⋅ ML82055130 MLS ⋅ Woodland Heights IV BLDG.

Welcome to 2603 Mallory Lane, a well-maintained 2-bedroom, 2.5-bathroom home offering a bright, comfortable living space in a desirable Santa Cruz location. The thoughtfully designed floor plan creates an open and inviting atmosphere throughout, with abundant natural light and a convenient half bath located on the main level. Upstairs, the spacious primary suite offers a walk-in closet and a comfortable retreat at the end of the day. A versatile second bedroom provides added flexibility, making it easy to accommodate guests or create a functional home office while maximizing the available space. Enjoy low-maintenance living with private front and back patios, offering the perfect setting for morning coffee, outdoor dining, or simply relaxing in your own outdoor retreat. Located in a private cul-de-sac, this home also features an attached one-car garage -- plus 2 resident and 1 guest parking pass for added convenience. Thoughtfully cared for and move-in ready, this home combines comfort, convenience, and practical living in an ideal Santa Cruz location. Enjoy easy access to local favorites including Shadowbrook, Firefly Coffee, Capitola Village, nearby beaches, and more. Assumable 2.75% rate loan for qualified vet!

2603 Mallory LN, Santa Cruz

Listed by Stine Jackson, 408-320-5256 from Compass
(If provided) CoList: Kiana Rodriguez Gordon from Compass

$501,900

4 Beds ⋅ 2 Baths ⋅ ML82060007 MLS

Opportunity to purchase a 4-bedroom, 1.5-bathroom Measure J home in Santa Cruz County. This home is subject to the County of Santa Cruz Measure J Affordable Housing Program and its eligibility, income, asset, occupancy, and resale requirements. Please review the County's Buyer Eligibility Criteria and program guidelines carefully.

Address not disclosed, Santa Cruz

Listed by Nick Torres, 831-435-9949 from Sherman & Boone Realtors
(If provided) CoList: from

$830,000

2 Beds ⋅ 2 Baths ⋅ ML82061619 MLS ⋅ Hidden Terrace HOA BLDG.

Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

1519 Hidden Terrace CT, Santa Cruz

Listed by Brezsny Associates, 831-400-7386 from Christie's International Real Estate Sereno
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.