San Francisco Homes under $1 million

Welcome to San Francisco, a city that beautifully marries stunning natural landscapes with vibrant urban culture. Nestled in the heart of California, San Francisco is renowned for its iconic landmarks such as the Golden Gate Bridge, Alcatraz Island, and the charming streets of Chinatown. With its picturesque hills, breathtaking bay views, and a rich tapestry of diverse neighborhoods, San Francisco offers an unparalleled quality of life that attracts residents from all walks of life.

For those seeking to call this magnificent city home without breaking the bank, there are fantastic opportunities to find homes under $1 million. While San Francisco is known for its high real estate prices, savvy homebuyers can discover hidden gems in various neighborhoods. Areas like the Excelsior, Bayview, and Outer Mission offer charming single-family homes and condos that not only fit within budget but also provide easy access to the city’s vibrant culture, parks, and public transportation.

Imagine living just a short stroll away from the bustling markets, eclectic eateries, and stunning vistas that San Francisco is famous for. Whether you’re a first-time homebuyer, a growing family, or looking to invest, the under $1 million market presents a unique chance to experience the essence of San Francisco living.

Explore the possibilities today and discover how you can make this enchanting city your home without compromising on your budget. With a little research and a touch of creativity, your dream of living in San Francisco could soon become a reality!

Newest San Francisco Homes under $1 million

$949,000

3 Beds ⋅ 2 Baths ⋅ ML82062832 MLS ⋅ Lake Merced Hills BLDG.

Rare Opportunity to own a Top Floor 3 BR/2Bath End Unit in Lake Merced Hills! Artfully and beautifully updated, this home pulls you in to a tranquil and secure living space. The vaulted ceilings create a wonderful feeling of openness and spaciousness. Corner end unit means there is only one shared wall. Enjoy the cozy woodburning fireplace in the living room on cool nights, as well as the private relaxing balcony. Primary suite also features a double vanity and walk-in closet. Convenient in unit laundry, secure garage parking space, and garage storage closet. HOA amenities include clubhouse, pool, spa, tennis and pickle ball courts, along with 24 hour security controlled access to the community. Outstanding South West SF location puts you within 5 minute freeway access, Westlake Shopping Center, and Stonestown Galleria. Discover Lake Merced with its 4.5 mile loop for running and cycling, picnic areas, outdoor fitness equipment, boathouse, launch, and fishing pier. Also nearby is TPC Harding Park, Fleming Golf Course, Ocean Beach, Pacific Highway, and Fort Funston.

208 N Lake Merced HLS 4F, San Francisco

Listed by Shawn Belknap, 408-930-1181 from North First Realty
(If provided) CoList: from

$649,000

2 Beds ⋅ 2 Baths ⋅ ML82063266 MLS

Set in San Franciscos Hunters Point Shipyard neighborhood, this three-level townhome pairs clean architectural lines with inviting indoor and outdoor spaces. A private street-level entry sits beside the frosted-glass garage door, with parking and storage at ground level. On the main living level, dark wood floors and recessed lighting connect the open living and dining areas to a kitchen with white cabinetry, quartz countertops, a mosaic tile backsplash, stainless steel appliances, a gas range, and an island. Upstairs, the bedrooms and baths include a tub and a glass-enclosed shower with tile accents. A fenced rear yard with patio offers room to relax or entertain. Neighborhood parks and open space add to the setting, with access to Dogpatch, Chase Center, Third Street Muni service, and Highways 101 and 280.

Friedell ST, San Francisco

Listed by Rick Barrelier, 650-412-7134 from eXp Realty of California Inc
(If provided) CoList: from

$948,000

1 Beds ⋅ 1 Baths ⋅ ML82063181 MLS ⋅ Lumina BLDG.

Welcome to this one-of-a-kind 1-bedroom, 1-bath residence at LUMINA, featuring a rare expansive private courtyard patioa peaceful outdoor retreat in the heart of San Francisco. This thoughtfully designed home offers a wonderful balance of comfort and tranquility, with a lush courtyard setting that extends the living space outdoors. The contemporary interior features a full-size European-style kitchen with premium appliances and finishes, central heating and air conditioning, and in-unit laundry. LUMINA offers an exceptional resort-style lifestyle with an indoor lap pool, state-of-the-art fitness center, climbing wall, spa, sauna and steam rooms, residents lounges, private dining and entertaining spaces, movie theater, and beautifully landscaped rooftop terraces. Ideally located in South Beach/Rincon Hill**, just moments from the Embarcadero waterfront, Salesforce Park, Ferry Building, Financial District, Oracle Park, restaurants, cafés, shopping, and convenient transportation. A rare opportunity to enjoy private indoor-outdoor living, world-class amenities, and metropolitan convenience in one of San Franciscos premier luxury communities.

333 Beale ST 3A, San Francisco

Listed by Agnes Huang, 650-686-0005 from Keller Williams Thrive
(If provided) CoList: from

$788,888

2 Beds ⋅ 1 Baths ⋅ ML82062858 MLS

Welcome to this charming 2-bedroom, 1-bath home in Excelsior District. Offering approximately 800 sq ft of living space on a 1,250 sq ft lot, this home features a bright and inviting living room, a functional kitchen with granite countertops and ample storage, and spacious bedrooms. The property also offers a recreation room, plus two bonus rooms and a full bath, providing flexible space for a home office, guest area, hobby room, or additional living needs. Step outside to the backyard, offering space to relax, entertain, garden, or enjoy the outdoors. Conveniently located near neighborhood shops, restaurants, McLaren Park, Balboa Park Station, public transportation, and major commuter routes including I-280 and Highway 101. Enjoy easy access to Mission Street, San Jose Avenue, Ocean Avenue, BART and Muni, while being close to the many amenities San Francisco has to offer. A versatile property with plenty of space and a convenient location an opportunity not to be missed!

400 Munich ST, San Francisco

Listed by Nick Huynh, 408-891-4532 from Kinetic Real Estate
(If provided) CoList: Leonardo Morales from Kinetic Real Estate

$939,000

2 Beds ⋅ 1 Baths ⋅ ML82063041 MLS

Welcome to this stunning ground-floor home in NOPA (North of Panhandle)one of San Franciscos most vibrant and sought-after neighborhoods. Tucked along a quiet, slow-street corridor known for its community feel and neighborhood block gatherings, this condo perfectly pairs city living with charm and function that supports life on the go. The condo features high ceilings and sleek European oak hardwood flooring throughout. The generous main living area flows into an outfitted kitchen with crisp Quartz countertops and a large social island with seating. The primary bedroom boasts a deep walk-in style closet, while the versatile second bedroom makes an ideal home office, nursery, or guest room. The house is complete with a tile-accented full bath, central heating with smart controls, 1-car deeded parking in the garage and private storage space, and shared top-tier laundry amenities. Walkable to Divisaderos iconic dining scene, cafes, boutiques, and parksthis move-in ready retreat is San Francisco living at its finest.

649 Lyon ST 649, San Francisco

Listed by David Wendt, 408-910-5640 from Elite Real Estate Services
(If provided) CoList: from

$985,000

2 Beds ⋅ 1 Baths ⋅ EB41149655 MLS

Welcome to this bright and inviting San Francisco residence, offering a wonderful combination of charm, outdoor space, private parking, and exciting future potential. This 2-bedroom, 1-bath home features approximately 850 square feet of thoughtfully arranged living space on a generous 3,125-square-foot lot. Filled with natural light, the home offers a warm and welcoming atmosphere with comfortable spaces for everyday living and entertaining. A long private driveway provides coveted off-street parking and leads to a one-car garage-an especially desirable convenience in San Francisco. The expansive backyard is a standout feature, offering an exceptional canvas for outdoor entertaining, landscaped gardens, a private retreat, or an extension of the home's indoor-outdoor lifestyle. The size and configuration of the lot may also offer an opportunity to explore the addition of an Accessory Dwelling Unit (ADU), potentially creating additional living space, guest accommodations, a home office, or rental income. Buyer to independently investigate and verify ADU feasibility, zoning, permitting requirements, allowable uses, and development potential with the City and County of San Francisco and other appropriate professionals. Conveniently located with access to neighborhood shopping, din

274 Thrift St, San Francisco

Listed by Romeena Ghaziani, (510) 812-4966 from ROMEENA GHAZIANI, BROKER
(If provided) CoList: from

$309,624

2 Beds ⋅ 2 Baths ⋅ BE41149641 MLS ⋅ Not Listed BLDG.

2-bedroom Below Market Rate (BMR) housing opportunity available at 80% Area Median Income (AMI). Maximum income: 2 people=$103,750; 3=$116,700; 4=$129,700; 5=$140,050. Must be A 1st-time homebuyer & income eligible. Unit available through MOHCD & subject to resale controls, monitoring & other restrictions. Unit will be listed on DAHLIA, the SF Housing Portal (https://housing.sfgov.org), starting on the application date, 9/28/2026. Visit https://housing.sfgov.org for application & program info. Application, loan pre- approval & homebuyer education verification due 10/20/2026 at 5:00 PM. Open Houses: Fri 10/2, 5-7 PM; Sat 10/3, 1:30-4 PM; Sun 10/11, 1:30-4 PM. Fair Housing Opportunity.

200 Brannan St 114, San Francisco

Listed by Shan Susan Gao, (510) 213-0770 from Compass
(If provided) CoList: from

$999,000

3 Beds ⋅ 2 Baths ⋅ BE41146818 MLS

Nestled in the heart of San Francisco's vibrant Bayview neighborhood, 1423 Quesada Avenue invites you to discover its incredible potential. This 3-bedroom, 2.5-bath home blends timeless charm with a spacious, light-filled layout, offering endless possibilities to make it your own. The main level showcases a classic Bayview design, typically featuring a living room, kitchen, and either a single bedroom with a bath or a shared bath layout. Below, the lower level reveals additional flexible space with a unique feature-a basement tucked beneath it. This bonus space now includes a convenient half bath, along with its own private entrance, making it perfect for an in-law suite, a home office, or even a dedicated retreat for multi-generational living. Whether you need extra storage, a workshop, or a completely separate living area, the possibilities are truly exciting. Step outside to the private backyard, a peaceful escape awaiting your vision. Whether it's a lush garden, a vibrant barbecue space, or a serene outdoor retreat, the options are endless. Located just moments from parks, local eateries, public transportation, and major freeways, this home offers the perfect balance of urban convenience and neighborhood charm. Don't miss this rare opportunity to reimagine 1423 Quesada Ave

1423 Quesada Ave, San Francisco

Listed by Karl Schonian, (510) 295-5003 from Compass
(If provided) CoList: from

$988,000

3 Beds ⋅ 2 Baths ⋅ ML82062752 MLS

Gorgeous 3-bedroom, 1.5-bath home in Visitacion Valley with approximately 1,712 sq. ft.(Per sketch) of living space on a 2,631 sq. ft. lot. A private gated tunnel entrance leads to a welcoming open floor plan and a spacious living room with a wood-burning fireplace. Enjoy views of the bay and city lights, a kitchen with maple cabinets, and a fully remodeled bathroom with a separate shower and tub. Dual-pane windows are found throughout. The lower level offers a family room, 1 bedroom and half bath, a one-car garage with laundry hook-up ready, and extra storage space. Outside, a large patio and yard with fruit trees provide room to relax or entertain. Conveniently located near the Cow Palace, Muni, restaurants, shops, and a playground. A must-see!

37 Pueblo ST, San Francisco

Listed by Patrick Lam, 415-710-3704 from CENTURY 21 Masters
(If provided) CoList: from

$999,999

3 Beds ⋅ 3 Baths ⋅ ML82062746 MLS

Beautiful prime Crocker-Amazon-area home! This mid-century home blends classic style with modern convenience. This 3-bedroom, 3-bath residence (approximately 1,624 sq. ft.) is convenient to Muni, cafés, and parks. The 101 and 280 freeways, Mission Street shops and restaurants, Balboa BART Station, Whole Foods, McLaren Park, and Crocker Amazon Playground are all nearby. Buyers to verify all measurements, permits, and uses.

256 Hanover ST, San Francisco

Listed by Ernesto Martinez, 408-420-5268 from KW Silicon City
(If provided) CoList: Elizabeth Soto from KW Silicon City

$648,888

2 Beds ⋅ 2 Baths ⋅ ML82060397 MLS

Welcome to this beautifully refreshed 2-bedroom, 2-bath condominium offering approximately 1,200 square feet of comfortable living space within a private gated San Francisco community, directly across from Crocker Amazon Park. Recent improvements include fresh interior paint, new baseboards, updated medicine cabinets and bathroom lighting, new kitchen hardware, repaired cabinetry, a new garbage disposal, and a brand-new dishwasher. Enjoy the added privacy and security of a gated community along with a convenient San Francisco location near McLaren Park and its scenic hiking and walking trails. Easy access to major freeways, Muni, and BART makes commuting throughout the Bay Area convenient, with restaurants, shops, parks, and everyday essentials nearby. Whether youre a first-time buyer, downsizing, or searching for an opportunity to own in San Francisco at an approachable price point, this property offers an appealing combination of comfort, convenience, and accessibility.

361 Stoneridge, San Francisco

Listed by Nikki Keophimane-Treacy, 415-314-5622 from eXp Realty of California Inc
(If provided) CoList: from

$998,000

2 Beds ⋅ 1 Baths ⋅ ML82059669 MLS

Welcome to this delightful single-family home (zoned RH2) nestled in one of San Francisco's most beloved neighborhoods, charming Bernal Heights. This cul-de-sac located home currently features two comfortable bedrooms, a well-appointed bathroom, and a versatile bonus room that can serve as a home office, guest space, creative studio, or whatever suits your lifestyle needs. Whether you're working from home, hosting visitors, or pursuing a passion project, the flexible bonus space adapts to how you live. The home has been painted inside out and has a new range and hood. Enjoy a leisurely 15-minute walk to iconic Bernal Heights Park, where breathtaking panoramic views of the San Francisco skyline, the Bay, and beyond await. Just a 10-minute stroll brings you to the vibrant Cortland Avenue corridor, the neighborhood's beating heart. Here you'll discover an eclectic mix of beloved local restaurants, cozy cafes, artisan bakeries, independent boutiques, wine bars, and everyday essentials, all with the distinctive small-town-in-the-city charm that makes Bernal Heights so special. This is more than a home; it's a gateway to the quintessential Bernal Heights lifestyle. Don't miss the opportunity to make it yours and take advantage of the RH2 zoning potential.

770 Andover ST, San Francisco

Listed by Linda Jin, 415-937-0078 from Cadeo Properties
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.