Monterey Homes under $1 million

Welcome to Monterey, California—where coastal beauty meets vibrant culture! Nestled along the stunning central coast, this charming city is renowned for its breathtaking ocean views, rich history, and an array of outdoor activities. With its iconic Cannery Row, the world-famous Monterey Bay Aquarium, and picturesque beaches, Monterey offers a lifestyle that perfectly balances relaxation and adventure.

For those seeking to call this enchanting city home, there’s good news! Monterey boasts a variety of homes available for under $1 million, making it an attractive option for first-time buyers, families, and retirees alike. From cozy cottages with stunning ocean views to modern townhomes in family-friendly neighborhoods, there’s a diverse selection of properties that cater to different tastes and needs.

Imagine waking up to the gentle sound of waves and enjoying your morning coffee on a sun-drenched patio. The homes available in Monterey provide not only comfort but also an opportunity to immerse yourself in a community that values art, nature, and a laid-back lifestyle. With excellent schools, vibrant farmers' markets, and a plethora of dining options, Monterey is a city that truly has it all.

Whether you're looking to invest in a vacation home or settle down in a picturesque coastal community, Monterey's real estate market offers options that are both affordable and appealing. Discover your dream home in this stunning coastal paradise, where every day feels like a vacation!

Newest Monterey Homes under $1 million

$545,000

1 Beds ⋅ 1 Baths ⋅ ML82063533 MLS ⋅ Footprints on the Bay BLDG.

Discover the perfect blend of comfort, convenience & Monterey Peninsula living in this beautifully updated ground-floor condo at Footprints on the Bay. Privately tucked away at the rear of the community, this move-in-ready home offers a peaceful, wooded setting while placing an impressive collection of resort-style amenities just steps from your door. Inside, you'll find fresh contemporary finishes including wood flooring, new interior paint, crown molding, plantation shutters, new bedroom carpet, & new heating registers. The living room features a fireplace & access to a spacious private deck and forested view. The inviting kitchen features granite countertops, stainless steel appliances & a dining area overlooking a serene backdrop. Enjoy the convenience of in-unit Bosch washer & dryer along with the ease of single-level, ground-floor living. The community offers an exceptional lifestyle with a heated indoor swimming pool, fitness center, outdoor fire tables, BBQ area, dog run, & reservable clubhouse. Perfectly situated in the heart of the Monterey Peninsula, you're just minutes from the beach, NPS, MPC, shopping, restaurants, world-class golf, Carmel-by-the-Sea & Pebble Beach. Perfect for a full-time residence or weekend retreat, this turnkey condo offers exceptional value!

300 Glenwood CIR 198, Monterey

Listed by Molly McGee, 831-601-8424 from Coldwell Banker Realty
(If provided) CoList: from

$685,000

2 Beds ⋅ 1 Baths ⋅ ML82063951 MLS ⋅ Tanglewood BLDG.

Ocean views meet forest living in this inviting 2-bedroom, 1-bath condominium in Monterey's Skyline Forest. This upstairs end unit enjoys wonderful ocean views, bringing the beauty of the Monterey Peninsula into your everyday routine. A balcony spanning the bedroom and family room offers a coastal outlook and a welcoming spot to unwind. Inside, tile flooring, plantation shutters and an overhead fan complement the comfortable living spaces. The kitchen features marble countertops, an updated backsplash and a built-in microwave. Two walk-in closets provide generous storage, while the bathroom features a tiled shower. An enclosed, tiled outdoor patio with a skylight adds a distinctive space to enjoy, with an enclosed washer and dryer for everyday convenience. Carport parking completes the home's practical amenities. Set among mature trees in the Tanglewood community, this property offers convenient access to Community Hospital of the Monterey Peninsula, Del Monte Shopping Center, downtown Monterey, Pacific Grove and Carmel. Enjoy the Peninsula's beaches, coastal trails, golf, dining, galleries and cultural attractions, then return to your own wooded retreat with ocean views. Nearby Highway 1 leads you to the beautiful coastlines and natural beauty of Monterey area.

250 FOREST RIDGE 70, Monterey

Listed by Gina Hinds, 831-233-2228 from CENTURY 21 Masters
(If provided) CoList: from

$925,000

2 Beds ⋅ 1 Baths ⋅ ML82063686 MLS

Classic Monterey Charm. Walk to the Waterfront. Morning walks along Monterey Bay, lunch at Fisherman's Wharf, and dinner downtown, all just a short stroll from your front door. This inviting 2-bed, 1-bath cottage pairs timeless character with a convenient coastal location near the Monterey Bay Coastal Recreation Trail, restaurants, and shopping. A charming picket fence and welcoming front porch set the stage for 888 square feet of living space. Traditional architectural details lend warmth and personality, while the spacious kitchen features abundant cabinetry, a dining area, and convenient indoor laundry. The bathroom offers a soaking tub and separate shower. Beyond the living space, a generous basement provides room for storage, hobbies, or a workshop. The fenced yard invites gardening, outdoor dining, and relaxed afternoons in the coastal air. A long driveway leads to a detached garage, adding valuable parking. Whether you envision an everyday home or a weekend coastal retreat, this cottage puts the Monterey lifestyle within easy reach. Come experience its charm and explore the neighborhood - you may find exactly where you want to be.

1260 7th ST, Monterey

Listed by Paul Hollingsworth, 831-521-1105 from Coldwell Banker Realty
(If provided) CoList: from

$949,000

3 Beds ⋅ 2 Baths ⋅ ML82063285 MLS

Welcome to this inviting single-level home offering 3 bedrooms, 2 bathrooms, plus a versatile flex room perfect for a home office, den, playroom, or additional living space. The updated kitchen opens seamlessly to the living room, creating a comfortable and welcoming space for everyday living and entertaining. Original hardwood floors throughout add warmth, charm, and character. Step outside to a backyard made for entertaining, featuring a Trex deck with plenty of room for outdoor dining, relaxing, and gathering with friends and family. The low-maintenance yard is complemented by apricot, fig, and plum trees, while a Tuff Shed provides convenient additional storage. Best of all, you're less than a mile from the beach and conveniently close to shopping, restaurants, and everyday amenities. With its desirable single-level floor plan, flexible living space, updated kitchen, charming hardwood floors, and inviting indoor-outdoor lifestyle, this home offers the perfect blend of comfort, convenience, and coastal living.

553 English AVE, Monterey

Listed by Annette Boggs, 831-601-5800 from Above and Beyond Real Estate
(If provided) CoList: from

$420,000

1 Beds ⋅ 1 Baths ⋅ ML82063081 MLS

4204 Golden Oaks LN, Monterey

Listed by Peter Boggs, 831-884-3919 from Coldwell Banker Realty
(If provided) CoList: from

$615,000

2 Beds ⋅ 1 Baths ⋅ ML82062755 MLS

Originally purchased by the current owners family in the 1930s, 383 Clay Street--a century old fishermans cottage--is on the market. Located in a quiet Monterey neighborhood close to schools and the Defense Language Institute, its within walking distance to downtown. While being HUD approved rental property that was occupied by the last tenant for over forty years, the house is definitely a fixer-upper. A new roof was installed in 2019, new stairs were recently installed on the back deck and the carpets have been replaced. 383 Clay St. is a property with potential.

383 Clay ST, Monterey

Listed by Lance Monosoff, 831-595-3132 from Central Coast Properties
(If provided) CoList: from

$825,000

2 Beds ⋅ 2 Baths ⋅ ML82062558 MLS

FIXER UPPER/INVESTOR SPECIAL! Tucked among the trees on a generous 9,310-square-foot lot, this 1953 Monterey home offers beautiful hillside views and a chance to bring your vision to life. Much of the home remains original, creating a blank canvas for your updates. The kitchen features classic wood cabinetry and a functional layout, while larger windows bring natural light into the living areas. Bedrooms offer closet space, and flooring includes carpet and vintage patterned linoleum. A newer tankless water heater and newer double-wide garage door are already in place. Outside, a wooden deck and access ramp offer possibilities, though the deck is in poor condition and needs substantial attention. The freeway is directly below, and traffic noise is noticeable; ADDING dual-pane windows may help reduce interior noise. Enjoy a setting with a sense of seclusion and convenient access to Highway 1, Monterey Peninsula dining, beaches, and shopping. With original character, a spacious lot, and room to personalize, this property is an opportunity for buyers ready to renovate. Bring your contractor, explore the possibilities, and imagine the next chapter for this hillside home. Come see the setting, assess the work needed, and decide how you would make it your own. Schedule your visit today!

7 VIA CASTANADA, Monterey

Listed by Gina Hinds, 831-233-2228 from CENTURY 21 Masters
(If provided) CoList: from

$725,000

2 Beds ⋅ 2 Baths ⋅ ML82061196 MLS ⋅ Tanglewood BLDG.

Coastal Sanctuary Meets Modern Luxury in Tanglewood Ocean Views & Sunsets! Nestled within a serene forest setting, this turnkey 2-bedroom, 2-bathroom condominium in the coveted Tanglewood community offers an extraordinary blend of natural tranquility, convenience, and refined contemporary living. Soaring high ceilings instantly create an airy, expansive feel, while large windows frame sweeping, unbelievable ocean views that draw the beauty of the Pacific directly into your daily living space. The heart of the home features a beautifully renovated kitchen, curated with rich cherry wood cabinets, sleek countertops, and premium upgraded appliances perfect for effortless entertaining. Anchoring the open-concept living area is a warm and cozy fireplace, inviting you to relax beside the fire while taking in coastal sunsets framed by the surrounding forest canopy. Both bathrooms have been modernized with stylish fixtures and upscale finishes, while each bedroom provides a peaceful, light-filled retreat.

250 Forest Ridge RD 42, Monterey

Listed by Jane M. Sotanski, 831-596-4830 from Sotheby's International Realty
(If provided) CoList: from

$495,000

1 Beds ⋅ 1 Baths ⋅ ML82060973 MLS

Wondeerful opportunity to own in the lovely wooded condo complex Glenwood Circle located in Monterey CA. The one bedroom one bath home has been freshly painted with a new refrigerator and ice maker, gas stove, microwave and dishwasher. Also a new kitchen sink and faucet was added. There is an outdoor patio for relaxing and enjoying the views of the forest. Close by are all of the amenities that the Monterey Peninsula has to offer.

500 Glenwood CIR 514, Monterey

Listed by Sharon Swallow, 831-241-8208 from Compass
(If provided) CoList: Jim Swallow from Compass

$998,000

2 Beds ⋅ 2 Baths ⋅ ML82059737 MLS

A unique opportunity in the heart of Monterey, this charming property features two detached residences on one lot, each offering its own full bathroom, full kitchen, and laundry. Set toward the rear of the property, the main residence offers approximately 607 sqft., while the updated front residence provides approximately 482 sqft. Enjoy the courtyard, peeks of the ocean and the convenient location, just minutes to Cannery Row and downtown Monterey. Dining, shopping, recreation, and the waterfront all nearby. Ideal for those seeking a primary residence with separate guest accommodations, multi-generational living, or potential rental income, this property offers exceptional flexibility in a desirable Monterey location

247 Belden ST, Monterey

Listed by Renee Catania, 831-293-3668 from Sotheby's International Realty
(If provided) CoList: from

$849,000

2 Beds ⋅ 1 Baths ⋅ ML82059690 MLS

Tucked directly across from Cypress Street Park in the heart of New Monterey, this charming cottage offers the rare combination of character, comfort, and coastal convenience. With two bedrooms and one bath, hardwood floors, fresh paint, updated plumbing and appliances, and a layout that feels wonderfully uncomplicated, its the kind of home that invites you to slow down and stay awhile. And then theres the location. Step outside and the park is right across the street. Wander a few blocks farther and youre strolling along the Monterey Bay, with Cannery Row, the Aquarium, and Pacific Grove all within easy reach. Here, the best of Monterey isnt something you drive toits something you walk to. The important work has already been done: a new roof, updated electrical panel, and completed sewer lateral provide a solid foundation for the next chapter. A private carport, accessed from Lily Street via a shared driveway, adds another layer of everyday convenience. Whether imagined as a full-time home, a weekend retreat, or a place to create something uniquely your own, this is an opportunity to own a piece of New Monterey in one of its most beloved neighborhoods. A cottage. A park across the street. The Monterey Bay just beyond.

642 Cypress ST, Monterey

Listed by Denise Miotke, 425-443-7499 from Sotheby's International Realty
(If provided) CoList: from

$995,000

3 Beds ⋅ 3 Baths ⋅ ML82058192 MLS ⋅ Monterey Woods BLDG.

Adorable and updated 3-bedroom, 2.5-bath residence in the desirable Monterey Woods community. This spacious two-story floor plan is perfectly positioned in a private and quiet setting, with a large fenced patio overlooking the peaceful greenbelt. The light and inviting interior offers comfortable living spaces and a flexible layout, including a ground-floor bedroom that can also serve as an office, guest room or den, complete with its own exterior sitting area. Upstairs, the spacious primary suite features a walk-in closet, sitting area, and private deck, creating a peaceful retreat surrounded by the Monterey pines. Additional storage is conveniently located just outside the unit near the carport. Just steps from the community pool, tennis courts, and clubhouse, Monterey Woods offers a sunny, forested setting while still being minutes from everything the Peninsula has to offer. Enjoy convenient access to the beach, recreation trail, shopping, Monterey Regional Airport, downtown Monterey and Carmel.

1360 Josselyn Canyon RD 33, Monterey

Listed by Bailey Papazian, 831-320-0719 from Compass
(If provided) CoList: from

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The data relating to real estate for sale on this display comes in part from the Internet Data Exchange program of the MLSListingsTM MLS system. Real estate listings held by brokerage firms other than Bailey Properties are marked with the Internet Data Exchange and detailed information about them includes the names of the listing brokers and listing agents.
Based on information from MLSListings MLS as of . All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.