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Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

2 Beds ⋅ 2 Baths ⋅ ML82061619 MLS ⋅ Hidden Terrace HOA BLDG.

Light, bright & beautifully updated, this contemporary 2BD/2BA townhome offers an inviting blend of style, comfort & easy Santa Cruz living. Tucked within a peaceful, well maintained community, this home feels incredibly private while keeping beaches, shopping, schools, & commutes all within easy reach. Step inside to an airy, open living space where soaring ceilings, skylights & white oak luxury vinyl plank flooring create a pristine feel, full of natural light. Updated kitchen w/ quartz countertops & stainless appliances. Ground floor primary suite w/ direct access to the private backyard, creating an indoor/outdoor connection & a peaceful place to relax or gather. A private gate opens directly to the park-like green space, extending the backyard experience. 2nd bedroom includes a clever office nook along w/ a nearby full bath. The loft serves as a great flex space. Attached 1 car garage w/ laundry hook ups. Flexible living spaces, thoughtful updates, private outdoor space, & a quiet setting right around the corner from Coffeetopia, 5 mins to Brown's Ranch Marketplace, 7 mins to Pleasure Point & just a short stroll to Live Oak Dual Immersion Elementary & Leos Haven. Everything is at your fingertips here. This is a special place to settle in, stretch out & feel right at home.

1519 Hidden Terrace CT, Santa Cruz

Listed by Brezsny Associates, 831-400-7386 from Christie's International Real Estate Sereno
(If provided) CoList: from

$935,000

Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

2 Beds ⋅ 2 Baths ⋅ ML82060821 MLS ⋅ Harbor Cove BLDG.

Why choose between the beach, the harbor, and nature when you can have all three? Tucked inside a peaceful gated community, with beautifully maintained grounds, this tastefully updated home puts the very best of Santa Cruz just outside your door. Step directly into Arana Gulch for scenic trails and access to Seabright amenities, or wander to the Santa Cruz Harbor for coffee, fresh seafood, waterfront dining, live music, and colorful sunsets. Skip the city streets altogether and stroll to Twin Lakes & Seabright Beaches both less than a mile away. Every day feels like a vacation! Inside: fresh interior paint, new luxury flooring and lighting, updated bathrooms, a refreshed kitchen, newer stainless steel appliances, & a generous island that opens to dining and living area, with a gas fireplace, and private patio that is ideal for BBQs, morning coffee, or unwinding after a day at the beach. Upstairs, the sunny oversized primary suite includes high ceilings, an en-suite bath, skylight, two closets, & a private balcony. The 2nd BR with walk-in closet also includes bonus storage space. A 2 car garage offers plenty of room for surfboards, bikes, kayaks, & all your beach toys. Whether it's sunrise walks, harbor nights, or spontaneous beach days, this is SC living at its best.

574 Spinnaker CT, Santa Cruz

Listed by Teresa Marlow, 831-818-3430 from Compass
(If provided) CoList: from

$525,000

Santa Cruz Coastal Villa, 1 BD/1BA, 639 ft end unit. Short walk to Blacks and Sunny Cove Beaches. Lush resort style gardens, private, lattice fenced patio tucked beneath mature trees and green belt views out of every window, low foot traffic, privacy without facing other buildings or parking area. Easy access to Farmers Market, Bakery, East Cliff Village, restaurants, yacht harbor. Inside, the open living area flows into a well-appointed kitchen featuring light wood cabinetry, granite countertops, a peninsula with bar seating, stainless steel range paired with a sleek black refrigerator. New luxury vinyl flooring runs throughout, and a sliding glass door off the living room opens to a covered deck framed by lattice railings and a leafy tree canopy. The bedroom offers a spacious walk-in closet and connects directly to the bathroom, new flooring, while a hallway closet adds extra storage. Residents enjoy access to a shared laundry room, a large grassy common lawn shaded by eucalpytus trees and one conveniently assigned carport. Community amenities include a pool with lounge seating, fitness center, and clubhouse for private use. Come live the Santa Cruz Beach lifestyle, minutes to the sand!

1 Beds ⋅ 1 Baths ⋅ ML82059874 MLS ⋅ Swan Lake Gardens HOA BLDG.

Santa Cruz Coastal Villa, 1 BD/1BA, 639 ft end unit. Short walk to Blacks and Sunny Cove Beaches. Lush resort style gardens, private, lattice fenced patio tucked beneath mature trees and green belt views out of every window, low foot traffic, privacy without facing other buildings or parking area. Easy access to Farmers Market, Bakery, East Cliff Village, restaurants, yacht harbor. Inside, the open living area flows into a well-appointed kitchen featuring light wood cabinetry, granite countertops, a peninsula with bar seating, stainless steel range paired with a sleek black refrigerator. New luxury vinyl flooring runs throughout, and a sliding glass door off the living room opens to a covered deck framed by lattice railings and a leafy tree canopy. The bedroom offers a spacious walk-in closet and connects directly to the bathroom, new flooring, while a hallway closet adds extra storage. Residents enjoy access to a shared laundry room, a large grassy common lawn shaded by eucalpytus trees and one conveniently assigned carport. Community amenities include a pool with lounge seating, fitness center, and clubhouse for private use. Come live the Santa Cruz Beach lifestyle, minutes to the sand!

755 14th Avenue 409, Santa Cruz

Listed by Bobbie Smith, 831-566-1024 from David Lyng Real Estate
(If provided) CoList: from

$945,000

Welcome to Whalers Cove, a sought-after coastal community just moments from Twin Lakes State Beach and Sunny Cove. This inviting 2-bedroom, 2-bath condominium offers an ideal Santa Cruz lifestyle, with beautiful beaches, surf, and scenic coastal surroundings all within an easy walk. The thoughtfully updated interior features a refreshed kitchen and bathrooms, comfortable living spaces, and the convenience of interior laundry. Upstairs, step onto the deck and enjoy views toward adjacent Schwan Lagoon, a peaceful backdrop for morning coffee or unwinding at the end of the day. Additional highlights include a single-car garage, a dedicated parking space, and access to the community pool. With its desirable location near the beach and lagoon, updated interior, and excellent amenities, this Whalers Cove condo is a wonderful opportunity to enjoy the best of coastal Santa Cruz living.

2 Beds ⋅ 2 Baths ⋅ ML82058649 MLS ⋅ Whaler's Cove BLDG.

Welcome to Whalers Cove, a sought-after coastal community just moments from Twin Lakes State Beach and Sunny Cove. This inviting 2-bedroom, 2-bath condominium offers an ideal Santa Cruz lifestyle, with beautiful beaches, surf, and scenic coastal surroundings all within an easy walk. The thoughtfully updated interior features a refreshed kitchen and bathrooms, comfortable living spaces, and the convenience of interior laundry. Upstairs, step onto the deck and enjoy views toward adjacent Schwan Lagoon, a peaceful backdrop for morning coffee or unwinding at the end of the day. Additional highlights include a single-car garage, a dedicated parking space, and access to the community pool. With its desirable location near the beach and lagoon, updated interior, and excellent amenities, this Whalers Cove condo is a wonderful opportunity to enjoy the best of coastal Santa Cruz living.

21147 E Cliff DR, Santa Cruz

Listed by Nick Bailey, 831-706-7349 from Bailey Properties
(If provided) CoList: Eden Smith from Bailey Properties

$910,000

Welcome to 110 Library Lane, a refreshed 2-bedroom, 2-bath townhouse located in Santa Cruz's highly desirable Seabright neighborhood just minutes from beaches, the harbor, and Midtown favorites. The home features updated flooring, fresh paint, new doors, modern lighting, and updated appliances, creating a bright and inviting living space. Vaulted ceilings upstairs enhance the spacious feel of the light-filled bedrooms. Smart home upgrades include app-controlled lighting, Ring security, and smart locks for added convenience. Enjoy private outdoor space ideal for relaxing or entertaining, along with a spacious two-car garage perfect for surfboards, bikes, and beach gear. Close to Seabright Beach, the Rio Theatre, local restaurants, cafes, and neighborhood shops. Tenant occupied through April 30, 2027. Digitally Altered Images Disclosure: Some images in this listing may have been digitally enhanced or virtually staged for illustrative purposes. Alterations may include the addition or removal of furniture, fixtures, landscaping, or other features. Original, unaltered images are available upon request.

2 Beds ⋅ 2 Baths ⋅ ML82056687 MLS ⋅ Library Lane OA BLDG.

Welcome to 110 Library Lane, a refreshed 2-bedroom, 2-bath townhouse located in Santa Cruz's highly desirable Seabright neighborhood just minutes from beaches, the harbor, and Midtown favorites. The home features updated flooring, fresh paint, new doors, modern lighting, and updated appliances, creating a bright and inviting living space. Vaulted ceilings upstairs enhance the spacious feel of the light-filled bedrooms. Smart home upgrades include app-controlled lighting, Ring security, and smart locks for added convenience. Enjoy private outdoor space ideal for relaxing or entertaining, along with a spacious two-car garage perfect for surfboards, bikes, and beach gear. Close to Seabright Beach, the Rio Theatre, local restaurants, cafes, and neighborhood shops. Tenant occupied through April 30, 2027. Digitally Altered Images Disclosure: Some images in this listing may have been digitally enhanced or virtually staged for illustrative purposes. Alterations may include the addition or removal of furniture, fixtures, landscaping, or other features. Original, unaltered images are available upon request.

110 Library LN, Santa Cruz

Listed by Erik Barbic, 831-464-5039 from Sherman & Boone Realtors
(If provided) CoList: Marley Botelle from Sherman & Boone Realtors

$1,159,000

Scandinavian Elegance Meets Coastal Santa Cruz Living Welcome to this beautifully remodeled 3-bedroom, 2.5-bath townhome nestled in the gated Harbor Cove community. Offering 1,522 sq. ft. of thoughtfully designed living space, this home effortlessly blends modern Scandinavian warmth with serene coastal charm. Soaring ceilings and strategic skylights fill the home with rich natural light, highlighting the radiant-heated bamboo floors and plush wool carpeting throughout. The chef-inspired kitchen stands out with custom Scandinavian cabinetry, leathered granite and quartz countertops, and a generous central island perfect for gathering. Upstairs, the serene primary suite features a walk-in closet, an updated bath, and a private deck overlooking the lush garden patio. Two additional spacious bedrooms provide flexibility for guests, family, or a home office. Step outside to your private, beautifully landscaped patioan ideal sanctuary for outdoor dining and relaxing in the Santa Cruz sun. A standout feature of the community is a private gate with direct trail access. Take the path down to the harbor and beaches, or head up to the scenic trails of Arana Gulch. Now offered at $1,159,000.

3 Beds ⋅ 3 Baths ⋅ ML82056602 MLS ⋅ Harbor Cove BLDG.

Scandinavian Elegance Meets Coastal Santa Cruz Living Welcome to this beautifully remodeled 3-bedroom, 2.5-bath townhome nestled in the gated Harbor Cove community. Offering 1,522 sq. ft. of thoughtfully designed living space, this home effortlessly blends modern Scandinavian warmth with serene coastal charm. Soaring ceilings and strategic skylights fill the home with rich natural light, highlighting the radiant-heated bamboo floors and plush wool carpeting throughout. The chef-inspired kitchen stands out with custom Scandinavian cabinetry, leathered granite and quartz countertops, and a generous central island perfect for gathering. Upstairs, the serene primary suite features a walk-in closet, an updated bath, and a private deck overlooking the lush garden patio. Two additional spacious bedrooms provide flexibility for guests, family, or a home office. Step outside to your private, beautifully landscaped patioan ideal sanctuary for outdoor dining and relaxing in the Santa Cruz sun. A standout feature of the community is a private gate with direct trail access. Take the path down to the harbor and beaches, or head up to the scenic trails of Arana Gulch. Now offered at $1,159,000.

584 Spinnaker CT, Santa Cruz

Listed by Amy Walker, 831-566-0016 from PMI Santa Cruz
(If provided) CoList: from

$799,000

Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a remodeled kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.

3 Beds ⋅ 2 Baths ⋅ ML82053360 MLS ⋅ Harbor Oaks BLDG.

Just minutes from the beach and Santa Cruz Harbor, this beautifully remodeled 3-bedroom townhome offers the rare combination of coastal convenience and peaceful privacy. Tucked into the quiet rear portion of Harbor Oaks, this move-in-ready home features a remodeled kitchen, new flooring, updated lighting, fresh paint and a private enclosed patio. Enjoy the community pool, landscaped greenbelts, abundant parking and easy access to nearby beaches, trails, harbor activities and everyday conveniences.

163 Harbor Oaks CIR, Santa Cruz

Listed by Rebeca Finn, 831-331-3123 from David Lyng Real Estate
(If provided) CoList: from

$639,000

Beautifully refreshed and move-in ready Santa Cruz condo near Twin Lakes, Sunny Cove, the Harbor, beaches, coffee shops, restaurants, and everyday conveniences. This 2-bedroom, 1-bath home has just been cleaned up, freshly painted, professionally staged, and prepared for market with a refreshed patio area that adds valuable indoor-outdoor living. The efficient floor plan offers a comfortable living room, functional kitchen, two well-sized bedrooms, and a relaxed coastal feel. Enjoy the ease of condo living with carport parking and community amenities including a pool. A great opportunity for a primary residence, weekend beach retreat, or Santa Cruz investment property in a highly convenient Live Oak location close to the best of the coast.

2 Beds ⋅ 1 Baths ⋅ ML82052690 MLS ⋅ Harbor Walk at Swan Lake BLDG.

Beautifully refreshed and move-in ready Santa Cruz condo near Twin Lakes, Sunny Cove, the Harbor, beaches, coffee shops, restaurants, and everyday conveniences. This 2-bedroom, 1-bath home has just been cleaned up, freshly painted, professionally staged, and prepared for market with a refreshed patio area that adds valuable indoor-outdoor living. The efficient floor plan offers a comfortable living room, functional kitchen, two well-sized bedrooms, and a relaxed coastal feel. Enjoy the ease of condo living with carport parking and community amenities including a pool. A great opportunity for a primary residence, weekend beach retreat, or Santa Cruz investment property in a highly convenient Live Oak location close to the best of the coast.

755 14th AVE 315, Santa Cruz

Listed by Shanne Carvalho, 831-588-2374 from eXp Realty of California Inc
(If provided) CoList: from

$659,000

NEW PRICING! Enjoy Santa Cruz lifestyle in this beautiful updated 2BR/1BA, 799 ft upstairs home. A short walk to Blacks' and Sunny Cove Beaches. Premium greenbelt setting with sweeping lawn views, great privacy, good sunlight, and minimal foot traffic, this prime location offers rare privacy, openness, and views of nature from every window without facing buildings or parking areas. Enjoy quiet living with no neighbors above and easy access to beaches, cafes, restaurants, East Cliff Village, the farmers market, a bakery, a brewery, Starbucks, and public transit. Community amenities include a pool, fitness center, and clubhouse available for private use. The grounds are immaculately maintained with mature trees, lush landscaping, and vibrant gardens. Recent upgrades include a new roof (2025), premium Noble Oak luxury vinyl flooring (2019), top down/bottom up blinds, and newer refrigerator and dishwasher. Parking is convenient with one assigned carport plus a permit for an additional unassigned space. Our location one unit from the end of the building assures no annoying noise from the nearby path to the lawns. A wonderful opportunity to enjoy the best of Santa Cruz coastal living. Why wait? Get your foot in the door here this morning, and your toes in the sand 15 minutes later!

2 Beds ⋅ 1 Baths ⋅ ML82050095 MLS ⋅ Schwann Lake Gardens BLDG.

NEW PRICING! Enjoy Santa Cruz lifestyle in this beautiful updated 2BR/1BA, 799 ft upstairs home. A short walk to Blacks' and Sunny Cove Beaches. Premium greenbelt setting with sweeping lawn views, great privacy, good sunlight, and minimal foot traffic, this prime location offers rare privacy, openness, and views of nature from every window without facing buildings or parking areas. Enjoy quiet living with no neighbors above and easy access to beaches, cafes, restaurants, East Cliff Village, the farmers market, a bakery, a brewery, Starbucks, and public transit. Community amenities include a pool, fitness center, and clubhouse available for private use. The grounds are immaculately maintained with mature trees, lush landscaping, and vibrant gardens. Recent upgrades include a new roof (2025), premium Noble Oak luxury vinyl flooring (2019), top down/bottom up blinds, and newer refrigerator and dishwasher. Parking is convenient with one assigned carport plus a permit for an additional unassigned space. Our location one unit from the end of the building assures no annoying noise from the nearby path to the lawns. A wonderful opportunity to enjoy the best of Santa Cruz coastal living. Why wait? Get your foot in the door here this morning, and your toes in the sand 15 minutes later!

755 14th AVE 814, Santa Cruz

Listed by Frank Murphy Realty, 831-234-4343 from Frank Murphy Realty
(If provided) CoList: from

$265,000

Welcome to Vista Prieta, a desirable senior community in Live Oak, ideally located between Santa Cruz and Capitola. This clean, move-in-ready ground floor single-level 2 bedroom condo offers comfortable, low-maintenance living for qualified buyers age 62 and older. The home features a bright floor plan, dedicated parking, and convenient access to the community laundry facility just down the hall. Residents also enjoy a community room perfect for socializing, puzzles, cards, and neighborhood gatherings. Enjoy easy access to shopping, dining, healthcare services, and the beautiful Santa Cruz coastline while benefiting from the affordability of the Measure J Housing Program. Important: This home is restricted to buyers who are 62+ and meet current Measure J Affordable Housing Program requirements. Buyers should review eligibility guidelines with their Realtor® and lender before scheduling a showing. County approval of buyer eligibility is required and should be included as a contingency in any offer. The Measure J approval process may require additional time, so escrow timelines should be adjusted accordingly.

2 Beds ⋅ 1 Baths ⋅ ML82028420 MLS

Welcome to Vista Prieta, a desirable senior community in Live Oak, ideally located between Santa Cruz and Capitola. This clean, move-in-ready ground floor single-level 2 bedroom condo offers comfortable, low-maintenance living for qualified buyers age 62 and older. The home features a bright floor plan, dedicated parking, and convenient access to the community laundry facility just down the hall. Residents also enjoy a community room perfect for socializing, puzzles, cards, and neighborhood gatherings. Enjoy easy access to shopping, dining, healthcare services, and the beautiful Santa Cruz coastline while benefiting from the affordability of the Measure J Housing Program. Important: This home is restricted to buyers who are 62+ and meet current Measure J Affordable Housing Program requirements. Buyers should review eligibility guidelines with their Realtor® and lender before scheduling a showing. County approval of buyer eligibility is required and should be included as a contingency in any offer. The Measure J approval process may require additional time, so escrow timelines should be adjusted accordingly.

121 Vista Prieta, Santa Cruz

Listed by Robert Slawinski, 408-505-0708 from eXp Realty of California Inc
(If provided) CoList: from

$220,000

Cute and clean condo, looking for qualified buyer. Are you 62 or older, on a limited income, looking for an affordable condo, in a convenient location in the heart of Santa Cruz County? Read on! Vista Prieta is a Senior, Measure J condo complex situated in Live Oak, the "sweet spot" between City of Santa Cruz and City of Capitola. This clean, upstairs, single level condo is in great shape and ready to sell. Common area laundry room is just down the hall, and a dedicated, uncovered parking spot is included in the purchase. Use the community room to work on a puzzle or play cards with neighbors. NOTE: Some photos have been virtually staged - no furniture is included in sale or physically on site. PLEASE NOTE: This unit is reserved for a buyer(s) who is 62 or older AND who qualifies to purchase under the current Measure J requirements. PLEASE CAREFULLY REVIEW THOSE REQUIREMENTS WITH YOUR REALTOR AND LENDER BEFORE VIEWING THE UNIT OR WRITING AN OFFER. Sorry, no investors. BUYER TO VERIFY ALL INFORMATION.

1 Beds ⋅ 1 Baths ⋅ ML81976411 MLS ⋅ Vista Prieta BLDG.

Cute and clean condo, looking for qualified buyer. Are you 62 or older, on a limited income, looking for an affordable condo, in a convenient location in the heart of Santa Cruz County? Read on! Vista Prieta is a Senior, Measure J condo complex situated in Live Oak, the "sweet spot" between City of Santa Cruz and City of Capitola. This clean, upstairs, single level condo is in great shape and ready to sell. Common area laundry room is just down the hall, and a dedicated, uncovered parking spot is included in the purchase. Use the community room to work on a puzzle or play cards with neighbors. NOTE: Some photos have been virtually staged - no furniture is included in sale or physically on site. PLEASE NOTE: This unit is reserved for a buyer(s) who is 62 or older AND who qualifies to purchase under the current Measure J requirements. PLEASE CAREFULLY REVIEW THOSE REQUIREMENTS WITH YOUR REALTOR AND LENDER BEFORE VIEWING THE UNIT OR WRITING AN OFFER. Sorry, no investors. BUYER TO VERIFY ALL INFORMATION.

203 Vista Prieta CT, Santa Cruz

Listed by D. Leilani Williams, 831-345-7912 from Coastal Life Real Estate
(If provided) CoList: from